I have heard a lot about the evils of this Ponzi Scheme. The NHS Pension Scheme is run on similar lines since there is no fund of investments. If it is alright for a Government to run such a scheme then maybe it is not so bad for one to be run privately.
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Russian jet hit inside Syria after incursion into Turkey, U.S. official says (Reuters)
from the article: Bernard Madoff's brother gets 10-year sentence