Taking stock / Redeem your provident fund? Are you nuts?
Also, pension monies are held for you in trust. The manager doesn't own the money, he just keeps it for you. You aren't exposed to the risk that the fund manager might collapse.Read that again. That's a critical point. After the collapse of Bear Stearns, Lehman Bros, even - yes, AIG and Merrill Lynch - the issue of the manager's stability matters.